New York State Disaster Recovery Home Reconstruction
NY Governor's Office of Storm Recovery
About This Program
State disaster recovery program providing reconstruction assistance to homeowners in federally declared disaster areas. Activated following major storms such as hurricanes. Covers home elevation, flood mitigation, reconstruction, and resilience improvements. Check after future disasters.
Award amount based on damage assessment and reconstruction needs
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Oceanside, NY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Reconstruction assistance up to $500,000
- Activated after federally declared disasters
- Covers elevation, flood mitigation, reconstruction
- Available to all income levels
- Currently inactive; check after future storms
How to Apply
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Track this programProgram phone: (855) 274-0192
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Oceanside.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Currently inactive; activates after federally declared disasters
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Oceanside, NY
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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