Home Improvement Grants in Oak Harbor.
Browse cataloged grants, rebates, loans, and other assistance records for Oak Harbor, WA. Verify each program's current rules, service area, and status.
The Oak Harbor, WA directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 15 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Washington State Weatherization Assistance Program (WAP)
Federally funded program administered by the state to reduce energy costs for low-income households through comprehensiv...
Oak Harbor Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans for major home repairs to low and moderate-income owner-occupants in Oak ...
Oak Harbor Accessibility Modification Program
CDBG-funded grants for accessibility modifications to owner-occupied homes for residents with disabilities or seniors ag...
Island County Weatherization Program
County-administered weatherization services through Opportunity Council providing free energy efficiency improvements to...
Puget Sound Energy Heat Pump Rebate
Rebates for installation of qualifying ductless or ducted heat pumps in PSE electric service territory. Provides incenti...
Puget Sound Energy Insulation Rebate
Rebates for adding insulation and air sealing to existing homes served by PSE electric heat. Starts with a $75 Home Ener...
Puget Sound Energy Water Heater Rebate
Rebates for upgrading to energy-efficient water heaters including heat pump water heaters and high-efficiency gas models...
PSE Energy Assistance for Low-Income Households
Enhanced energy efficiency upgrades at no cost for income-qualified PSE customers. Includes heat pumps, insulation, air ...
USDA Section 504 Home Repair Loan
Very low-interest loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their hom...
USDA Section 504 Home Repair Grant
Grants to very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Maximu...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibilit...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Smaller than SAH grant...
Washington State Lead-Based Paint Hazard Program
State-funded lead hazard reduction program for homes built before 1978 with children under 6 years old and household inc...
Oak Harbor Sewer Side-Sewer Repair Program
Low-interest loan program to help homeowners repair or replace failing side-sewers (the private sewer line from home to ...
Island County Senior Handyman Program
Provides minor home repairs and safety modifications for low-income seniors age 60+ in Island County. Services include i...
Island County HOME Investment Partnerships
Federal HOME funds administered by Island County for major home rehabilitation of owner-occupied housing. Provides forgi...
Washington Solar Energy System Exemption
Washington State property tax exemption for residential solar energy systems. The added value of solar installation is e...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit covering 30% of the cost of solar panel installation and battery storage for residential properties. ...
PSE Solar Customer Production Incentive
Previously available production incentive for residential solar installations. Program closed to new applicants as of Ju...
Washington State Emergency Repair Program
State-funded emergency home repair grants for very low-income homeowners facing urgent health and safety hazards. Priori...
Washington Senior Citizen Property Tax Exemption
Property tax exemption for seniors 61+, people with disabilities, or qualifying veterans with limited income. Exempts po...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Oak Harbor
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