The Housing Fund, Home Improvement Loan
The Housing Fund (CDFI, Madison TN)
About This Program
The Grant Map catalogs The Housing Fund, Home Improvement Loan in its Nashville, TN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The Housing Fund, Inc. is a Nashville-based Community Development Financial Institution (CDFI) offering affordable home improvement loans to low-to-moderate income homeowners in Tennessee. The organization has assisted over 3,200 individuals with more than $89 million in financing for home purchase, rehabilitation, and construction since 1996. Loan terms are more flexible than conventional lenders, with lower rates and accessible underwriting for LMI borrowers.
Loan, not a grant. CDFI terms are more accessible than conventional lenders. Also administers Barnes Housing Trust Fund repairs as a nonprofit sponsor.
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Nashville, TN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- MDHA Homeowner Rehabilitation Program $20,000
- MDHA Accessibility Program $20,000
- MDHA Roof Program $20,000
- MDHA HVAC Replacement Program $20,000
Key Details
- Below-market home improvement loans for LMI homeowners
- CDFI, more flexible underwriting than conventional lenders
- Also administers Barnes Housing Trust Fund repairs
- Income at or below 80% AMI preferred
- Call 615-780-7030 or visit thehousingfund.org
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Nashville.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
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Frequently asked questions
What amount is listed for The Housing Fund, Home Improvement Loan in Nashville, TN?
The Grant Map record states: Up to $25,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for The Housing Fund, Home Improvement Loan in Nashville?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for The Housing Fund, Home Improvement Loan in Nashville, TN?
Confirm the application route directly with The Housing Fund (CDFI, Madison TN); use the cited source on this page as a starting point or call 615-780-7030. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Nashville, TN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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