NIDC Home Rehabilitation Loan Program
City of Milwaukee / NIDC
About This Program
0% interest deferred or repayment loans for owner-occupants of 1-4 unit properties. Covers structural, mechanical, health and safety repairs. Income limits apply. Up to 15-year repayment term. Must own and occupy as primary residence.
Income-qualified; below 80% AMI
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Milwaukee, WI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- STRONG Homes Loan Program Up to $25,000
- TIN Home Rehabilitation Loan Up to $40,000 total ($15,000 forgivable)
- TIN Down Payment Grant Up to $7,000 (CDBG area) or $5,000
- Neighborhood Improvement Project (NIP) Up to $24,500 (free, forgivable loan)
Key Details
- 0% interest, deferred or repayment
- Up to $40,000 for 1-4 unit owner-occupied properties
- Up to 15-year repayment
- Income limits apply (approximately 80% AMI)
- Covers structural, mechanical, and health/safety repairs
How to Apply
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Track this programProgram phone: 414-286-5610
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Milwaukee.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through NIDC
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Find More Programs in Milwaukee, WI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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