901HELP Memphis Home Empowerment Loan
City of Memphis HCD / LISC / Regions Bank
About This Program
The Grant Map catalogs 901HELP Memphis Home Empowerment Loan in its Memphis, TN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
10-year low-interest (1.5%) home repair loans for low-to-moderate income Memphis homeowners. Covers roofs, HVAC, electrical, plumbing, windows, porches, lead and mold. Public-private partnership between City of Memphis, LISC, and Regions Bank. Credit score 560+ required.
Own and occupy 12+ months, credit 560+, income-eligible
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Memphis, TN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- RRRAP, Residential Repair & Rehab Assistance Pilot Up to $25,000 (forgivable)
- Habitat Memphis Aging in Place Program Free (grant, up to ~$20,000)
- LISC Critical Home Repair for Seniors Up to $20,000 (grant)
- Shelby County Home Rehabilitation Program Up to $36,000 (forgivable grant)
Key Details
- $5,000, $25,000 at 1.5% interest, 10-year term
- Covers roofs, HVAC, electrical, plumbing, windows, lead/mold
- Credit score 560+ required; must own/occupy 12+ months
- Apply through United Housing Inc. at Home901.org
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Memphis.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications via United Housing Inc.
Questions about this program?
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Frequently asked questions
What amount is listed for 901HELP Memphis Home Empowerment Loan in Memphis, TN?
The Grant Map record states: $5,000, $25,000 low-interest loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for 901HELP Memphis Home Empowerment Loan in Memphis?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for 901HELP Memphis Home Empowerment Loan in Memphis, TN?
Confirm the application route directly with City of Memphis HCD / LISC / Regions Bank; use the cited source on this page as a starting point or call 901-272-1122. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Memphis, TN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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