WHEDA Home Improvement Loan Program (HILP)
Wisconsin Housing and Economic Development Authority (WHEDA)
About This Program
The Grant Map catalogs WHEDA Home Improvement Loan Program (HILP) in its Madison, WI research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The WHEDA Advantage Home Improvement Loan Program offers financing of $10,000-$50,000 for current Wisconsin homeowners needing repairs or improvements, even if they do not currently have a WHEDA mortgage. Qualifying projects include furnace replacement, roof repair, and adding square footage. Requires a 620+ credit score and a current, good-standing mortgage.
Low-interest loan $10,000-$50,000. Not a grant, repayment required. Estimate reflects a typical furnace + roof project.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Madison, WI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Madison Housing Rehabilitation Loan (Project Home) 0% deferred loan, amount based on repair scope
- City of Madison Minor Home Repair Program (Project Home) Materials covered; labor at $15/hour per volunteer
- Dane County Minor Home Repair Grant (Project Home) Up to $7,500 grant
- WHEDA More Like Home Repair & Renew Loan $5,000-$50,000 low-interest loan; forgivable option for low income
Key Details
- Low-interest home improvement loan: $10,000-$50,000
- Does not require an existing WHEDA mortgage
- 620+ credit score and good mortgage payment history required
- Eligible work: furnace, roof, structural additions, major systems
- Apply through WHEDA-participating lenders statewide
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Madison.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, through WHEDA participating lenders
Questions about this program?
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Frequently asked questions
What amount is listed for WHEDA Home Improvement Loan Program (HILP) in Madison, WI?
The Grant Map record states: $10,000-$50,000 low-interest loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for WHEDA Home Improvement Loan Program (HILP) in Madison?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for WHEDA Home Improvement Loan Program (HILP) in Madison, WI?
Confirm the application route directly with Wisconsin Housing and Economic Development Authority (WHEDA); use the cited source on this page as a starting point. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Madison, WI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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