Bay County SHIP Housing Rehabilitation
Bay County Housing Services (SHIP)
About This Program
The Grant Map catalogs Bay County SHIP Housing Rehabilitation in its Lynn Haven, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Florida State Housing Initiatives Partnership (SHIP) program administered by Bay County providing major home rehabilitation assistance to very low, low, and moderate income homeowners. Loan is forgiven after completion of affordability period based on award amount.
Forgivable loan with affordability period based on award amount
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Lynn Haven, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Forgivable loan up to $50,000 for major rehab
- Income at or below 140% AMI
- Must be owner-occupied in Bay County
- Affordability period required based on loan amount
- Covers structural repairs, roofing, HVAC, systems
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Lynn Haven.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications accepted on ongoing basis
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
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Frequently asked questions
What amount is listed for Bay County SHIP Housing Rehabilitation in Lynn Haven, FL?
The Grant Map record states: Forgivable loan up to $50,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Bay County SHIP Housing Rehabilitation in Lynn Haven?
The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Bay County SHIP Housing Rehabilitation in Lynn Haven, FL?
Confirm the application route directly with Bay County Housing Services (SHIP); use the cited source on this page as a starting point or call (850) 248-8140. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Lynn Haven, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs