IHDA Home Accessibility Program
Illinois Housing Development Authority
About This Program
The Grant Map catalogs IHDA Home Accessibility Program in its Lockport, IL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Provides deferred, low-interest loans to income-eligible Illinois homeowners to make accessibility modifications for household members with disabilities. Loan is forgiven after 10 years of occupancy.
Deferred loan forgiven after 10 years of continued residence
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Lockport, IL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Deferred loan up to $20,000 for accessibility modifications
- For households with a member who has a disability
- Income at or below 120% AMI
- Loan forgiven after 10 years of occupancy
- Covers ramps, widened doorways, accessible bathrooms
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Lockport.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
The Illinois Housing Development Authority's Home Repair and Accessibility Program (HRAP) provides up to 40,000 to 45,000 dollars for low-income homeowners to make vital health and safety repairs and accessibility improvements so disabled or mobility-impaired residents can stay in their homes. You apply through a local grantee; demand exceeds funding, so most grantees keep a waitlist.
Steps to apply
- Confirm your household income is at or below 80 percent of the area median income and you own and occupy an eligible single-family home, condominium, or qualifying mobile home.
- Find an HRAP grantee serving your area on the IHDA website.
- Contact the grantee to apply and get on the waitlist.
- If selected, the grantee scopes the repairs (accessibility, full rehab, or roof) and manages the work.
Documents you will likely need
- Proof you own and occupy the home.
- Proof of household income (at or below 80 percent of area median income).
- Documentation of the accessibility or health and safety needs.
- A government-issued photo ID.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications, subject to funding availability
Questions about this program?
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Frequently asked questions
What amount is listed for IHDA Home Accessibility Program in Lockport, IL?
The Grant Map record states: Up to $20,000 deferred loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for IHDA Home Accessibility Program in Lockport?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for IHDA Home Accessibility Program in Lockport, IL?
Confirm the application route directly with Illinois Housing Development Authority; use the cited source on this page as a starting point or call (312) 836-5200. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Lockport, IL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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