Home Improvement Grants in Lake Oswego.

Browse cataloged grants, rebates, loans, and other assistance records for Lake Oswego, OR. Verify each program's current rules, service area, and status.

The Lake Oswego, OR directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 17 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans0Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates8Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization improvements

Oregon Weatherization Assistance Program (WAP)

Free weatherization services for income-qualified Oregon households, including insulation, air sealing, heating system r...

Weatherization
Up to $5,500 in insulation rebates

Energy Trust of Oregon Insulation Rebate

Cash-back incentives for insulation upgrades in electrically heated homes served by Portland General Electric. Covers at...

Weatherization
Up to $3,000 for heat pump installation

Energy Trust Heat Pump Incentive

Cash incentives for installing energy-efficient ductless or ducted heat pumps in homes served by Portland General Electr...

Weatherization
Up to $1,200 for heat pump water heater

Energy Trust Heat Pump Water Heater Rebate

Cash back for installing ENERGY STAR certified heat pump water heaters in homes served by Portland General Electric. Hea...

Weatherization
Up to $300 for energy-efficient windows

Energy Trust Window & Door Rebate

Cash incentives for installing ENERGY STAR certified windows and patio doors in electrically heated homes served by Port...

Weatherization
Up to $5,000 solar incentive

Portland General Electric Solar Incentive

Upfront cash incentive for installing solar photovoltaic systems on homes served by Portland General Electric. Incentive...

Solar/Renewable
Up to $6,000 state tax credit

Oregon Residential Solar Tax Credit

Oregon state income tax credit for residential solar electric installations. Credit is $0.60 per watt up to $6,000 maxim...

Solar/Renewable
Up to $3,000 seismic grant

Lake Oswego Seismic Retrofit Grant

Grant to help Lake Oswego homeowners strengthen homes against earthquake damage. Covers foundation bolting, cripple wall...

Home Repair
Up to $5,000 for stormwater projects

Lake Oswego Stormwater Management Grant

Cost-share program for residential rain gardens, permeable pavement, stormwater planters, and other green infrastructure...

Home Repair
Forgivable loan up to $25,000

Clackamas County Owner-Occupied Rehabilitation

Forgivable loans for major home repairs to income-qualified owner-occupied homes in unincorporated Clackamas County and ...

Home Repair
Up to $10,000 emergency repair grant

Clackamas County Emergency Home Repair

Emergency grant for critical health and safety repairs to homes of income-qualified seniors and persons with disabilitie...

Emergency
Up to $15,000 for accessibility upgrades

Clackamas County Accessibility Modification Program

Grants to modify homes for people with developmental or physical disabilities living in Clackamas County. Covers wheelch...

Seniors & Disability
Free lead hazard removal

Oregon Childhood Lead Poisoning Prevention Program

HUD-funded program to eliminate lead-based paint hazards in Oregon homes built before 1978 where children under 6 reside...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Low-interest loan up to $15,000

Lake Oswego Sewer Lateral Repair Assistance

Low-interest loan program to help Lake Oswego property owners repair or replace failing sewer laterals. Loan repaid thro...

Home Repair
Expedited permit processing

Lake Oswego Expedited Solar Permitting

Streamlined permit review and same-day approval for qualifying residential solar installations in Lake Oswego. Reduces p...

Solar/Renewable
Up to $75 thermostat rebate

Energy Trust Smart Thermostat Rebate

Cash-back incentive for purchasing and installing ENERGY STAR certified smart thermostats. Smart thermostats optimize he...

Weatherization
Up to $1,800

NW Natural Gas Furnace Rebate

Cash-back rebate for upgrading to high-efficiency natural gas furnace for NW Natural customers. Rebate amount varies by ...

Weatherization
Up to $600 water heater rebate

NW Natural Gas Water Heater Rebate

Cash rebate for installing ENERGY STAR certified tankless or high-efficiency storage natural gas water heaters. Rebates ...

Weatherization
Up to $700 for efficiency improvements

NW Natural Energy Efficiency Program

Rebates and incentives for comprehensive home weatherization including air sealing, duct sealing, and attic insulation f...

Weatherization

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Local help in Lake Oswego, OR

Organizations that help Lake Oswego homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lake Oswego, OR?

The directory includes 24 possible-program records associated with Lake Oswego, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lake Oswego classified?

Our classifier labels 15 records as grants, 0 as forgivable loans, and 8 as rebates in Lake Oswego. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lake Oswego?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.