Florida Hardest-Hit Fund (HHF) - Homeowner Assistance
Florida Housing Finance Corporation
About This Program
Treasury-funded program that provided mortgage payment assistance and principal reduction to homeowners facing hardship due to unemployment or underemployment. Program funds have been exhausted but may reopen if additional allocations are made.
Past assistance up to $50,000; program currently closed
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Lake City, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Local lead-service-line replacement assistance varies; contact your water utility
Key Details
- Provided up to $50,000 in mortgage assistance
- For homeowners facing unemployment hardship
- Program funds currently exhausted
- May reopen with additional federal funding
- Check website for updates
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Lake City.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Program exhausted; check for future reopening
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Find More Programs in Lake City, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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