Kentucky Disaster Recovery Program
Kentucky Division of Emergency Management / HUD CDBG-DR
About This Program
Activated following presidential disaster declarations, this HUD-funded program assists homeowners with unmet recovery needs not fully covered by insurance or FEMA. Provides grants for home repair, reconstruction, and elevation in declared disaster areas. Check website after major disasters.
Maximum assistance for unmet disaster recovery needs
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Kentucky Oaks, KY; confirm separately whether they can coordinate:
Key Details
- Up to $150,000 for disaster recovery
- Activated after presidential disaster declarations
- Covers unmet needs beyond FEMA and insurance
- Available to all homeowners in affected areas
- Check website after major disasters
How to Apply
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Track this programProgram phone: (502) 607-1682
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Kentucky Oaks.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program activated only after presidential disaster declarations
Questions about this program?
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Kentucky Oaks, KY
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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