MHDC First Place Mortgage Program
Missouri Housing Development Commission
About This Program
The Grant Map catalogs MHDC First Place Mortgage Program in its Kansas City, MO research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
First-time homebuyers (and qualified veterans) get below-market 30-year fixed rates plus up to 4% of the loan amount as a forgivable second mortgage for down payment and closing costs, forgiven after 10 years. Works with FHA, VA, USDA, and conventional loans. MHDC is headquartered in Kansas City at 1201 Walnut St.
First-time buyer (or veteran), income limits apply
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Kansas City, MO, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- KCMO City Home Repair Program Up to $10,000 (exterior grant) or $7,500 (interior forgivable loan)
- KCMO Targeted Minor Home Repair Program 2 free repairs (subject to funding)
- KCMO Free Paint Program Free paint and supplies (up to $500 value)
- Missouri WAP Weatherization (CAAGKC) Free (~$7,000 avg value)
Key Details
- Below-market 30-year fixed interest rate
- Up to 4% of loan as forgivable down payment assistance
- Forgiven after 10 years in the home
- Works with FHA, VA, USDA, conventional loans
- First-time buyers and qualifying veterans
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Kansas City.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through participating lenders
Questions about this program?
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Frequently asked questions
What audience tags are recorded for MHDC First Place Mortgage Program in Kansas City?
The directory record carries audience tags for homeowners. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for MHDC First Place Mortgage Program in Kansas City, MO?
Confirm the application route directly with Missouri Housing Development Commission; use the cited source on this page as a starting point or call 816-759-6600. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Kansas City, MO
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs