New York State Community Disaster Loan Program

NYS Division of Homeland Security and Emergency Services

Closed Disaster Relief

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Availability: Closed
Listed amount: Up to $50,000 loan

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About This Program

Low-interest loans for homeowners affected by declared disasters who need assistance repairing or rebuilding. Program is activated following federal or state disaster declarations. Harrison residents should monitor for activation after major weather events.

Low-interest loan available after disaster declaration

Record set last reviewed 2026-06-09. How we verify our data.

Other published resources for Harrison, NY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Local lead-service-line replacement assistance varies; contact your water utility

Key Details

Low-interest loans for disaster repair
Activated after federal/state disaster declaration
Income at or below 80% AMI
Covers repairs not covered by insurance
Currently not active, monitor for future events

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Automated source check blocked. The cited site blocked or rate-limited our automated check on 2026-09-21. The page may still work in your browser; opening it does not verify the program, amount, eligibility, or availability.

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Program phone: (518) 242-5000

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Deadline: Activated only after declared disaster

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