Home Improvement Grants in Ferndale.
Browse cataloged grants, rebates, loans, and other assistance records for Ferndale, WA. Verify each program's current rules, service area, and status.
The Ferndale, WA directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 13 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Washington State Weatherization Assistance Program (WAP)
Federally funded program administered by Opportunity Council providing free energy efficiency upgrades to income-qualifi...
Puget Sound Energy Ductless Heat Pump Rebate
PSE offers rebates for qualifying ductless heat pump installations in electric-heated homes. Rebate amounts vary by syst...
Puget Sound Energy Home Energy Assessment
Professional energy assessment of your home with instant installation of energy-saving measures like LED bulbs, programm...
Puget Sound Energy Heat Pump Water Heater Rebate
Rebate for installing a qualifying ENERGY STAR certified heat pump water heater. These units use significantly less elec...
Puget Sound Energy Insulation Rebate
PSE provides rebates for adding insulation to attics, walls, floors, and crawl spaces in electrically heated homes. Reba...
Puget Sound Energy Smart Thermostat Rebate
Rebate for purchasing and installing a qualifying Wi-Fi enabled smart thermostat. Smart thermostats can save up to 10-15...
USDA Section 504 Home Repair Loan
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
USDA Section 504 Home Repair Grant
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...
VA Specially Adapted Housing (SAH) Grant
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
VA Special Housing Adaptation (SHA) Grant
Grant for eligible veterans with certain service-connected disabilities to adapt a home for independent living. For vete...
Ferndale Owner-Occupied Housing Rehabilitation Program
CDBG-funded forgivable loan for major home repairs for low-income owner-occupied households in Ferndale city limits. Loa...
Whatcom County Septic System Repair Loan
Low-interest loan program to repair or replace failing septic systems in Whatcom County. Available to homeowners who nee...
Washington State Lead-Based Paint Hazard Reduction
State-funded program to identify and reduce lead-based paint hazards in homes built before 1978 where children under 6 r...
Ferndale Accessibility Modification Program
CDBG-funded grants for accessibility modifications to homes occupied by persons with disabilities or seniors. Covers ram...
Opportunity Council Emergency Home Repair
Emergency repair grants for very low-income homeowners in Whatcom County facing immediate health and safety hazards. Cov...
Washington Low Income Home Energy Assistance (LIHEAP)
Federal energy assistance program to help low-income households pay heating bills and address energy emergencies. Admini...
Washington State Residential Rehabilitation Loan Program
Low-interest home repair loans for income-qualified homeowners through participating lenders statewide. Can be combined ...
Puget Sound Energy EV Charger Rebate
Rebate for residential electric vehicle charging station installation. Supports PSE's transportation electrification goa...
Washington State Solar Incentive Program
The state solar production incentive program closed to new applications in June 2021. Existing participants continue to ...
Washington Senior Citizen/Disabled Property Tax Exemption
Property tax exemption for senior citizens (61+) and disabled persons meeting income requirements. Exempts a portion of ...
Washington Property Tax Deferral Program
Allows senior citizens (60+) and disabled persons to defer payment of property taxes on their principal residence. The s...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Ferndale
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