Home Improvement Grants in Fargo.

Browse cataloged grants, rebates, loans, and other assistance records for Fargo, ND. Verify each program's current rules, service area, and status.

The Fargo, ND directory shows 39 cataloged resources. Of those, 38 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 38 records is $126,526, not an estimate of your award. Discovery tags include 13 senior-related records, 3 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants29Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans5Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 39 resources (38 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 in weatherization improvements

North Dakota Weatherization Assistance Program

Federal weatherization program administered by the state to improve energy efficiency in low-income homes. Services incl...

Weatherization
Forgivable loan up to $30,000

Fargo Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans for substantial home repairs to income-eligible owner-occupants in Fargo. Loan is forgiven aft...

Home Repair
Up to $10,000 grant

Fargo Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes when urgent health or safety hazards exist. Priority given to ...

Emergency
Up to $15,000 grant

Fargo Accessibility Modification Program

Provides grants to modify homes for accessibility for residents with disabilities. Covers ramps, grab bars, wider doorwa...

Seniors & Disability
Up to $5,000 grant

Fargo Sewer Lateral Repair Assistance

Assists low-income homeowners with the cost of private sewer lateral repairs or replacements. Priority given to senior c...

Home Repair
Free lead hazard removal

Fargo Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Up to $8,000 in combined rebates

Xcel Energy Home Efficiency Rebates

Offers rebates for energy-efficient home improvements including insulation, air sealing, high-efficiency HVAC systems, w...

Energy
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Provides rebates for installation of qualifying air-source and ground-source heat pumps. Enhanced rebates available for ...

Energy
$100 rebate on tune-up service

Xcel Energy AC Tune-Up Program

Offers discounted professional air conditioning tune-up service to improve efficiency and prevent breakdowns. Service in...

Energy
Free weatherization services

Xcel Energy Income-Qualified Weatherization

Provides no-cost home weatherization services to income-qualified Xcel Energy customers. Services include insulation, ai...

Weatherization
Varies by system size

Xcel Energy Solar*Rewards Program

Provides upfront incentives and ongoing credits for residential solar photovoltaic installations. Customers receive prod...

Solar/Renewable
Up to $5,000 tax credit

North Dakota Renewable Energy Tax Credit

Offers a state income tax credit for installation of renewable energy systems including solar, wind, and geothermal. Cre...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to make accessibility modifications to a home ow...

Veterans
Up to $25,000 low-interest loan

North Dakota Housing Incentive Fund (NDHIF)

Provides low-interest home improvement loans to owner-occupants statewide for necessary repairs and improvements. Design...

Home Repair
Varies by income and property tax

North Dakota Senior Citizen Property Tax Credit

Provides property tax relief to North Dakota residents age 65 or older with income below certain limits. Credit amount v...

Property Tax Relief
Varies by disability rating

North Dakota Disabled Veteran Property Tax Credit

Provides property tax exemption for disabled veterans with service-connected disabilities rated at 50% or higher. Totall...

Property Tax Relief
Up to $3,000 grant

Cass County Senior Home Repair Assistance

Provides small grants to low-income seniors age 60+ in Cass County for minor home repairs and modifications that help th...

Seniors & Disability
Varies by project scope

FEMA Flood Mitigation Assistance Program

Provides funding for flood mitigation projects in NFIP-participating communities to reduce or eliminate long-term flood ...

Disaster
Up to $25,000 forgivable loan

Fargo HOME Investment Partnerships Program

Federal HOME funds used for owner-occupied rehabilitation in Fargo. Provides forgivable loans for major repairs to low a...

Home Repair
5-year property tax abatement

Fargo Historic Preservation Tax Incentive

Provides 5-year property tax abatement on increased assessed value for substantial rehabilitation of historic properties...

Historic
Free weatherization services

Youth Works Weatherization Program

Youth employment program that provides free minor weatherization and repair services to low-income seniors and people wi...

Weatherization
Up to $1,500 grant

Fargo Emergency Water Heater Assistance

Provides emergency assistance for water heater replacement when existing unit has failed and poses health or safety conc...

Emergency
Up to $20,000 forgivable loan

Fargo Foundation Repair Assistance

Provides forgivable loans for foundation repairs necessary to maintain structural integrity and prevent further damage. ...

Home Repair
Up to $2,000 grant

North Dakota Radon Mitigation Assistance

Provides financial assistance to low-income homeowners for radon testing and mitigation system installation. North Dakot...

Home Repair
$100 per tree (up to 2 trees)

Fargo ReLeaf Tree Planting Program

Provides cost-share funding for residential tree planting to increase urban canopy and improve energy efficiency. Homeow...

Energy
Up to $15,000 forgivable loan

Fargo Mobile Home Repair Program

Provides forgivable loans for repairs and improvements to owner-occupied manufactured/mobile homes in Fargo. Covers stru...

Home Repair
Free smoke and CO detectors

Fargo Free Smoke & CO Detector Program

Provides free smoke and carbon monoxide detectors to Fargo residents, with priority for seniors and people with disabili...

Emergency
Varies by program and need

Three Affiliated Tribes Housing Improvement Program

Provides home repair and improvement assistance to enrolled members of the Mandan, Hidatsa, and Arikara Nation living on...

Home Repair
$100 comprehensive audit

Xcel Energy Home Energy Audit

Professional home energy audit identifies opportunities to save energy and money. Audit includes blower door test, infra...

Energy
Up to $5,000 grant

Fargo Chimney & Fireplace Safety Program

Provides grants for chimney and fireplace repairs that pose fire or carbon monoxide hazards. Priority for homes with sen...

Emergency
Up to $8,000 forgivable loan

Fargo Energy-Efficient Window Replacement Program

Provides forgivable loans for replacement of deteriorated or inefficient windows with energy-efficient units. Must meet ...

Weatherization
Up to $1,000 grant

Fargo Integrated Pest Management Program

Provides assistance for integrated pest management services to low-income households with children or elderly residents....

Home Repair
Varies by household size, income, and energy costs

North Dakota Energy Assistance Program

Helps income-eligible North Dakota households pay heating costs during the winter season. Administered through local soc...

Energy

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Local help in Fargo, ND

Organizations that help Fargo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Fargo, ND?

The directory includes 38 possible-program records associated with Fargo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Fargo classified?

Our classifier labels 29 records as grants, 5 as forgivable loans, and 3 as rebates in Fargo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Fargo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.