Home Improvement Grants in Elko.

Browse cataloged grants, rebates, loans, and other assistance records for Elko, NV. Verify each program's current rules, service area, and status.

The Elko, NV directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Nevada Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to low-income households in Elko County. Services...

Weatherization
Up to $35,000 forgivable loan

Nevada Housing Division Owner-Occupied Rehabilitation

HOME-funded rehabilitation program for owner-occupied homes in rural Nevada communities including Elko. Provides forgiva...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants to very-low-income homeowners in rural Elko County to repair, improv...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt their home for independent living. Covers access...

Veterans
Up to $4,000 rebate

NV Energy HVAC Efficiency Rebate

NV Energy rebate for upgrading to high-efficiency central air conditioning or heat pump systems. Rebate amounts vary by ...

Energy
Up to $1,000 rebate

NV Energy Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters are 2-3 times more efficien...

Energy
Up to $600 in rebates

NV Energy Home Weatherization Rebate

Rebates for home weatherization improvements including insulation, air sealing, and duct sealing. Requires Home Energy A...

Weatherization
Varies by system size

NV Energy SolarGenerations Rebate

Nevada's solar incentive program offering rebates for residential solar photovoltaic systems. Rebate rates vary by appli...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system, including equipment and ins...

Solar/Renewable
Up to $100 rebate

NV Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart or Wi-Fi enabled programmable thermostat. Smart thermostats can ...

Energy
Up to $15,000 grant/loan

Elko County Septic System Repair Assistance

Elko County program providing financial assistance for repair or replacement of failing septic systems in unincorporated...

Home Repair
Up to $20,000 grant

Elko City Accessibility Modification Program

CDBG-funded program providing grants for accessibility modifications to homes of low-income disabled or elderly resident...

Seniors & Disability
Up to $5,000 grant

Elko County Senior Home Repair Program

Grant program for Elko County residents age 60+ to address minor emergency repairs that affect health and safety. Priori...

Seniors & Disability
Free lead hazard removal

Nevada Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $6,000 emergency grant

Elko Emergency Furnace Repair/Replacement

Emergency assistance for low-income Elko County households with broken or non-functional heating systems during winter m...

Emergency
Up to $10,000 low-interest loan

Elko City Water Service Line Replacement

Low-interest loan program for Elko city residents to replace aging or lead water service lines from the property line to...

Home Repair
Up to $8,000 grant

Elko County Emergency Roof Repair Grant

Emergency grant for low-income homeowners in Elko County with roof damage posing immediate threat to health and safety. ...

Emergency
Up to $12,000 grant/rebate combination

Elko Energy Efficiency Upgrade Program

Comprehensive energy efficiency program combining state grants and utility rebates for qualifying Elko homeowners. Cover...

Energy
Up to $30,000 forgivable loan

Elko Structural Foundation Repair Program

HOME-funded program providing forgivable loans for major foundation and structural repairs in Elko County. Addresses set...

Home Repair
Up to $3,500 grant + rebate

Elko Electrical Panel Upgrade Assistance

Combined assistance program for upgrading outdated or undersized electrical panels in Elko homes. Essential for adding e...

Home Repair
Up to $7,500 grant

Nevada Wildfire Mitigation Home Hardening

FEMA hazard mitigation grant for Elko County homeowners in wildfire-prone areas. Covers fire-resistant roofing, ember-re...

Disaster

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Local help in Elko, NV

Organizations that help Elko homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Elko, NV?

The directory includes 23 possible-program records associated with Elko, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Elko classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 6 as rebates in Elko. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Elko?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.