North Carolina Homeowner Assistance Fund
NC Housing Finance Agency / U.S. Treasury
About This Program
The Grant Map catalogs North Carolina Homeowner Assistance Fund in its Durham, NC research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Federal HAF program providing mortgage payment assistance, property tax/insurance payment help, and home repair assistance to homeowners experiencing financial hardship due to COVID-19. Income must be at or below 150% area median income.
Average assistance package for mortgage and housing cost arrears
Record set last reviewed 2026-05-25. How we verify our data.
Other published resources for Durham, NC, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Up to $40,000 in assistance
- Mortgage, taxes, insurance help
- COVID-19 financial hardship required
- Income up to 150% AMI
- Applications open through Dec 2025
How to Apply
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Track this programProgram phone: (888) 562-5945
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Durham.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications open through December 2025
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
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Frequently asked questions
What amount is listed for North Carolina Homeowner Assistance Fund in Durham, NC?
The Grant Map record states: Up to $40,000 assistance. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for North Carolina Homeowner Assistance Fund in Durham?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for North Carolina Homeowner Assistance Fund in Durham, NC?
Confirm the application route directly with NC Housing Finance Agency / U.S. Treasury; use the cited source on this page as a starting point or call (888) 562-5945. Confirm any fee or cost with the administrator. Deadline: Applications open through December 2025.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Durham, NC
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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