Detroit 0% Interest Home Repair Loan

City of Detroit / LISC Detroit

Available Home Repair
Check possible matches in 30 seconds

Start here

Application next step

Availability
Available
Listed amount
$5,000, $25,000 (0% interest, 10-year repayment)
Open preparation checklist Open Cited Source

About This Program

The Grant Map catalogs Detroit 0% Interest Home Repair Loan in its Detroit, MI research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Detroit’s 0% Interest Home Repair Loan has historically offered $5,000–$25,000 loans repaid over ten years for eligible repairs. Confirm current intake availability with the program; city planning materials describe a transition after June 2026 but do not establish current application status.

560+ credit score, below 80% AMI or in HUD target area

The cited general URL responded on 2026-09-18; it does not confirm this program or amount.

Record set last reviewed 2026-04-01. How we verify our data.

Other published resources for Detroit, MI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • 0% interest, 10-year repayment period
  • Min 560 credit score, max 45% debt-to-income ratio
  • Must own and live in Detroit home 6+ months
  • PROGRAM ENDING JUNE 2026, 14,000-person waitlist
  • Covers roofs, windows, plumbing, furnace, electrical, lead removal

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

Open my application tools

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Review contractor options Track this program

Program phone: 313-388-9799

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Detroit.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: Current intake needs confirmation; City planning document describes the existing program ending in June 2026

Questions about this program?

Email us at no charge. Replies may be automated and are for information only. For a decision on your application, contact the program administrator.

Email us about this program
Report a problem with this listing

Frequently asked questions

What amount is listed for Detroit 0% Interest Home Repair Loan in Detroit, MI?

The Grant Map record states: $5,000, $25,000 (0% interest, 10-year repayment). Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Detroit 0% Interest Home Repair Loan in Detroit?

The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Detroit 0% Interest Home Repair Loan in Detroit, MI?

Confirm the application route directly with City of Detroit / LISC Detroit; use the cited source on this page as a starting point or call 313-388-9799. Confirm any fee or cost with the administrator. Deadline: Current intake needs confirmation; City planning document describes the existing program ending in June 2026.

Need a Contractor for This Project?

Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.

Get matched with a pro, free Browse Detroit, MI contractors

Find More Programs in Detroit, MI

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

See All Programs