NH Septic System Replacement Loan Program
NH Department of Environmental Services
About This Program
The Grant Map catalogs NH Septic System Replacement Loan Program in its Derry, NH research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Low-interest loan program for homeowners needing to repair or replace failing septic systems. Interest rate 2% fixed, 10-year term. No income restrictions.
Loan at 2% interest for 10 years; monthly payment approx $157 per $10k borrowed
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Derry, NH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Low-interest loan up to $17,000 at 2% fixed
- 10-year repayment term
- No income restrictions
- For failing or inadequate septic systems
- Owner-occupied homes only
How to Apply
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Track this programProgram phone: (603) 271-2975
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Derry.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications
Questions about this program?
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Frequently asked questions
What amount is listed for NH Septic System Replacement Loan Program in Derry, NH?
The Grant Map record states: Low-interest loan up to $17,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for NH Septic System Replacement Loan Program in Derry?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for NH Septic System Replacement Loan Program in Derry, NH?
Confirm the application route directly with NH Department of Environmental Services; use the cited source on this page as a starting point or call (603) 271-2975. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Derry, NH
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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