FHA Title I Property Improvement Loan
HUD / FHA, Available through approved lenders
About This Program
The Grant Map catalogs FHA Title I Property Improvement Loan in its Denver, CO research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The FHA Title I loan provides up to $25,000 in unsecured improvement financing (for loans under $7,500, no lien required) through HUD-approved lenders. Unlike the 203(k), it does not require a simultaneous home purchase or refinance, it's a standalone home improvement loan. Interest rates are fixed and negotiable between borrower and lender. No prepayment penalty.
This is a loan, not a grant. Loans over $7,500 must be secured against the property. Call HUD at 800-225-5342 to find Title I approved lenders in Denver.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
This is a national program. You can also review these local programs in Denver, CO; confirm separately whether they can coordinate:
Key Details
- Up to $25,000 improvement loan, no home purchase required
- Loans under $7,500 are unsecured (no lien on property)
- Fixed interest rate, negotiated with lender, no prepayment penalty
- Must use a HUD-approved Title I lender
- Find lenders at hud.gov or call 800-225-5342
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Denver.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
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Frequently asked questions
What amount is listed for FHA Title I Property Improvement Loan in Denver, CO?
The Grant Map record states: Up to $25,000 for single-family homes. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for FHA Title I Property Improvement Loan in Denver?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for FHA Title I Property Improvement Loan in Denver, CO?
Confirm the application route directly with HUD / FHA, Available through approved lenders; use the cited source on this page as a starting point or call 800-225-5342. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Denver, CO
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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