CHFA HomeAccess Down Payment Assistance
Colorado Housing and Finance Authority (CHFA)
About This Program
The Grant Map catalogs CHFA HomeAccess Down Payment Assistance in its Denver, CO research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
CHFA HomeAccess provides a zero-interest second mortgage up to $25,000 for down payment, closing costs, and prepaid expenses for first-time homebuyers in Colorado. Designed for buyers with disabilities or those with a family member with a disability who are purchasing an accessible home. Repayment is deferred until the first mortgage is paid off, sold, or refinanced.
0% interest second loan, deferred until sale, payoff, or refinance of first mortgage.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Denver, CO, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Denver HOST Single Family Rehabilitation Loan Up to $50,000
- Denver HOST Emergency Home Repair Loan Up to $10,000
- Denver Renter/Homeowner Access Modification Program (RHAMP) Up to $15,000 grant
- Denver Lead-Based Paint Hazard Control Grant (HUD-Funded) 100% cost covered (no cap listed)
Key Details
- Zero-interest second mortgage up to $25,000
- For first-time buyers with disability or buying for disabled family member
- Covers down payment, closing costs, and prepaids
- Repayment deferred until sale, payoff, or refinance
- Apply through a CHFA participating lender; find one at chfainfo.com
How to Apply
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Track this programProgram phone: 800-877-2432
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Denver.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
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Frequently asked questions
What amount is listed for CHFA HomeAccess Down Payment Assistance in Denver, CO?
The Grant Map record states: Up to $25,000 zero-interest second mortgage. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for CHFA HomeAccess Down Payment Assistance in Denver?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for CHFA HomeAccess Down Payment Assistance in Denver, CO?
Confirm the application route directly with Colorado Housing and Finance Authority (CHFA); use the cited source on this page as a starting point or call 800-877-2432. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Denver, CO
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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