OHFA Ohio Heroes, Discounted Mortgage for Public Servants
Ohio Housing Finance Agency (OHFA)
About This Program
The Grant Map catalogs OHFA Ohio Heroes, Discounted Mortgage for Public Servants in its Dayton, OH research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Discounted mortgage interest rate for Ohio public servants: veterans/active duty/reserves/surviving spouses, police/firefighters/EMTs/paramedics, physicians/nurses/STNAs, and PreK-12 teachers/administrators/counselors. Can combine with OHFA Down Payment Assistance. Income and purchase price limits apply.
Veterans, military, emergency services, healthcare, teachers
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Dayton, OH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Dayton CDBG Home Repair Program Varies, forgivable loan/grant for critical repairs
- Dayton Home Repair Network (DHRN), Universal Application Free critical repairs (varies by organization)
- Dayton Home Repair Revolving Loan Program Forgivable 5-year loan, exterior home repairs
- City of Dayton Lead & Healthy Homes Grant Free lead hazard remediation (grant)
Key Details
- Eligible: veterans, military, police, fire, EMS, nurses, teachers
- Discounted mortgage interest rate below standard OHFA rate
- Can combine with OHFA Down Payment Assistance
- Free HUD-approved homebuyer education required
- Find OHFA lenders at myohiohome.org | 888-362-6432
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Dayton.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through OHFA-approved lenders
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
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Frequently asked questions
What audience tags are recorded for OHFA Ohio Heroes, Discounted Mortgage for Public Servants in Dayton?
The directory record carries audience tags for homeowners. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for OHFA Ohio Heroes, Discounted Mortgage for Public Servants in Dayton, OH?
Confirm the application route directly with Ohio Housing Finance Agency (OHFA); use the cited source on this page as a starting point or call 888-362-6432. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Dayton, OH
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs