My First Texas Home, Down Payment & Closing Cost Assistance
Texas Department of Housing & Community Affairs (TDHCA)
About This Program
The Grant Map catalogs My First Texas Home, Down Payment & Closing Cost Assistance in its Dallas, TX research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
My First Texas Home provides 30-year fixed-rate mortgages with down payment and closing cost assistance of up to 5% of the loan amount to first-time homebuyers (or those who haven't owned in 3+ years) in Texas. Income and purchase price limits apply by county and household size. The program is paired with FHA, VA, USDA, or conventional loans and does not require repayment of the DPA if the home is kept for the required period.
On a $250,000 home, 5% DPA = $12,500 in assistance. Income limits vary by county and household size.
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Dallas, TX, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Dallas, Major Systems Repair Program (MSRP) Up to $24,000
- City of Dallas, Emergency Home Rehabilitation (EHR) Up to $10,000 grant
- City of Dallas, Dallas Tomorrow Fund (DTF) Up to $20,000 grant
- City of Dallas, People Helping People Program Up to $5,000 in materials
Key Details
- Up to 5% of loan amount as down payment assistance
- 30-year fixed-rate mortgage, competitive interest rate
- First-time buyers or those who haven't owned in 3+ years
- Income and purchase price limits apply for Dallas County
- Apply through TDHCA-approved lenders at welcomehome.tdhca.texas.gov
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Dallas.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, apply through TDHCA-approved lenders
Questions about this program?
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Frequently asked questions
What amount is listed for My First Texas Home, Down Payment & Closing Cost Assistance in Dallas, TX?
The Grant Map record states: Up to 5% of loan amount in DPA. Confirm the current amount and eligible costs with the administrator.
How do I apply for My First Texas Home, Down Payment & Closing Cost Assistance in Dallas, TX?
Confirm the application route directly with Texas Department of Housing & Community Affairs (TDHCA); use the cited source on this page as a starting point or call 512-475-3800. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Dallas, TX
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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