City of Dallas Homebuyer Assistance Program (DHAP)
City of Dallas / BCL of Texas (program administrator)
About This Program
DHAP provides forgivable deferred-payment down payment assistance of up to $60,000 (High Opportunity areas) or $50,000 (standard areas) to first-time homebuyers in the City of Dallas at or below 80% AMI. The loan carries no interest and requires no monthly payment, with forgiveness tied to residency during the affordability period. BCL of Texas became program administrator in February 2026.
Zero-interest deferred loan forgiven over the affordability period. Minimum $1,000 cash investment by applicant required.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Dallas, TX, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Dallas, Major Systems Repair Program (MSRP) Up to $24,000
- City of Dallas, Emergency Home Rehabilitation (EHR) Up to $10,000 grant
- City of Dallas, Dallas Tomorrow Fund (DTF) Up to $20,000 grant
- City of Dallas, People Helping People Program Up to $5,000 in materials
Key Details
- Up to $60,000 DPA in High Opportunity census tracts
- Up to $50,000 DPA in standard areas
- Zero interest, no monthly payments, forgivable over time
- Must be at or below 80% AMI; minimum $1,000 cash investment
- Now administered by BCL of Texas, monitor bcloftexas.org
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 214-688-7456
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Dallas.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Not currently accepting applications, monitor bcloftexas.org for reopening
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Find More Programs in Dallas, TX
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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