Texas Bootstrap Loan Program
Texas Department of Housing and Community Affairs
About This Program
The Grant Map catalogs Texas Bootstrap Loan Program in its College Station, TX research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Low-interest construction loan for very-low-income Texas residents in rural areas to build their own homes. Borrowers provide at least 65% of labor (sweat equity). Loan covers materials only. Technical assistance provided. Interest rate is currently around 3%.
Loan for materials only, borrower provides labor sweat equity
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for College Station, TX, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Self-help construction loan up to $30,000
- Borrower provides 65% of labor (sweat equity)
- Low interest rate around 3%
- Must be very-low-income in rural area
- Technical assistance provided
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in College Station.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications accepted quarterly
Questions about this program?
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Frequently asked questions
What amount is listed for Texas Bootstrap Loan Program in College Station, TX?
The Grant Map record states: Up to $30,000 self-help construction loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Texas Bootstrap Loan Program in College Station?
The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Texas Bootstrap Loan Program in College Station, TX?
Confirm the application route directly with Texas Department of Housing and Community Affairs; use the cited source on this page as a starting point or call (512) 475-3800. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in College Station, TX
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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