NC Circuit Breaker, Elderly/Disabled Property Tax Deferral
Mecklenburg County Assessor's Office, NC General Statutes §105-277.1B
About This Program
The Grant Map catalogs NC Circuit Breaker, Elderly/Disabled Property Tax Deferral in its Charlotte, NC research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The NC Circuit Breaker program defers the portion of property taxes that exceeds a set percentage of the owner's income for qualifying elderly or disabled homeowners. For income ≤$38,800, taxes above 4% of income are deferred; for income $38,801-$58,200, taxes above 5% are deferred. Deferred taxes become a lien due upon sale or non-qualifying transfer. Cannot be combined with the Homestead Exclusion.
Estimated annual deferral for a homeowner at the lower income tier with typical Mecklenburg tax bill.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Charlotte, NC, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Charlotte Owner-Occupied Housing Rehabilitation Up to $40,000
- HouseCharlotte Down Payment Assistance Program Up to $80,000 (city employees); up to $30,000 general
- City of Charlotte Neighborhood Matching Grants Up to $25,000 per application (Tier I)
- Mecklenburg County Critical Home Repair Program Full cost of critical repairs, no dollar cap published
Key Details
- Must be 65+ or totally/permanently disabled; owned home 5+ years
- Income ≤ $38,800: defer taxes above 4% of income
- Income $38,801-$58,200: defer taxes above 5% of income
- Deferred amounts become a lien, due on sale or transfer
- Cannot be combined with Homestead Exclusion; apply by June 1
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Charlotte.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Apply by June 1 annually
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Frequently asked questions
What amount is listed for NC Circuit Breaker, Elderly/Disabled Property Tax Deferral in Charlotte, NC?
The Grant Map record states: Defers taxes above 4% of income (income ≤ $38,800) or above 5% (income $38,801-$58,200). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for NC Circuit Breaker, Elderly/Disabled Property Tax Deferral in Charlotte?
The directory record carries audience tags for homeowners. It also carries a low-income tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for NC Circuit Breaker, Elderly/Disabled Property Tax Deferral in Charlotte, NC?
Confirm the application route directly with Mecklenburg County Assessor's Office, NC General Statutes §105-277.1B; use the cited source on this page as a starting point or call 980-314-4226. Confirm any fee or cost with the administrator. Deadline: Apply by June 1 annually.
Need a Contractor for This Project?
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Charlotte, NC
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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