Minnesota Septic System Loan Program
Minnesota Pollution Control Agency / Local Lenders
About This Program
Low-interest loans for repair or replacement of failing septic systems in Minnesota. Available through participating local lenders with interest rates typically 3-5% and repayment terms up to 10 years. Designed to address imminent public health threats.
Loan amount covers full cost of septic system repair or replacement; interest rate typically 3-5%
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Chanhassen, MN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Low-interest loans for septic system repair or replacement
- Interest rates typically 3-5%, up to 10-year terms
- All homeowners with failing systems eligible
- Loan amounts up to $30,000
- Apply through participating local lenders
How to Apply
Cited page unavailable. Our automated check on found that the stored cited page returned an HTTP 404 or 410 response. This result applies to the page, not the program: it does not prove the program ended, that it is open, or that anyone qualifies. Confirm current terms directly with the program administrator using other contact information you can verify. Report a replacement source or correction.
Track this programProgram phone: (651) 296-6300
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Chanhassen.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Contact participating lenders for availability
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Chanhassen, MN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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