PHFA Keystone Renovation Loan Program
Pennsylvania Housing Finance Agency
About This Program
The Grant Map catalogs PHFA Keystone Renovation Loan Program in its Carlisle, PA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Combines purchase mortgage or refinance with renovation loan up to $35,000 at competitive fixed rate. Allows homebuyers to purchase and renovate a home with a single loan, or existing homeowners to refinance and renovate. Work must be completed within 120 days.
Renovation loan added to mortgage or refinance amount
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Carlisle, PA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Renovation loan up to $35,000
- Combine with purchase or refinance mortgage
- Competitive fixed-rate financing
- Work must be completed within 120 days
- Apply through participating lenders
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: (855) 827-3466
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Carlisle.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available through participating lenders year-round
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What amount is listed for PHFA Keystone Renovation Loan Program in Carlisle, PA?
The Grant Map record states: Up to $35,000 renovation loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for PHFA Keystone Renovation Loan Program in Carlisle?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for PHFA Keystone Renovation Loan Program in Carlisle, PA?
Confirm the application route directly with Pennsylvania Housing Finance Agency; use the cited source on this page as a starting point or call (855) 827-3466. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Carlisle, PA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs