USDA Section 504 Home Repair Loan & Grant
USDA Rural Development
About This Program
While Burbank is not eligible for this program (designated as non-rural), nearby rural Cook County areas may qualify. Provides loans and grants to very-low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards.
Program not available in Burbank city limits
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Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Burbank, IL; confirm separately whether they can coordinate:
Key Details
- Not available in Burbank (non-rural area)
- May be available in nearby rural communities
- Loans up to $40,000, grants up to $10,000
- For very low-income homeowners
- Contact USDA for eligible areas
How to Apply
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Track this programProgram phone: (217) 403-6222
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You may need a contractor or estimate
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Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Burbank is not in a USDA-eligible rural area
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Find More Programs in Burbank, IL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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