Massachusetts Title 5 Septic Loan Program
Massachusetts Clean Water Trust
About This Program
The Grant Map catalogs Massachusetts Title 5 Septic Loan Program in its Brockton, MA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Low-interest loan program to help Massachusetts homeowners repair or replace failing septic systems to comply with Title 5 regulations. Loans up to $45,000 with 0% interest for income-eligible borrowers; 2% interest for others.
Loan at 0% interest for income-eligible; 2% interest otherwise; amount based on septic project cost
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Brockton, MA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Loans up to $45,000 for septic repair/replacement
- 0% interest for income-eligible borrowers
- 2% interest for all other qualified borrowers
- Up to 20-year repayment terms
- Must comply with Title 5 septic regulations
How to Apply
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Track this programProgram phone: (617) 292-5880
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Brockton.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications
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Frequently asked questions
What amount is listed for Massachusetts Title 5 Septic Loan Program in Brockton, MA?
The Grant Map record states: Loans up to $45,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Massachusetts Title 5 Septic Loan Program in Brockton?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Massachusetts Title 5 Septic Loan Program in Brockton, MA?
Confirm the application route directly with Massachusetts Clean Water Trust; use the cited source on this page as a starting point or call (617) 292-5880. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Brockton, MA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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