Mississippi Mortgage Credit Certificate Program
Mississippi Home Corporation
About This Program
The Grant Map catalogs Mississippi Mortgage Credit Certificate Program in its Biloxi, MS research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Available to first-time homebuyers in Mississippi with income at or below program limits. Credit can be claimed annually for life of the mortgage.
Annual federal tax credit equal to 20% of mortgage interest paid
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Biloxi, MS, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- 20% of annual mortgage interest as tax credit
- Reduces federal income tax liability
- For first-time homebuyers in Mississippi
- Income limits apply
- Credit lasts life of mortgage
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
Your application paperwork
Documents you will likely need
- Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to allocation
Questions about this program?
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Frequently asked questions
What amount is listed for Mississippi Mortgage Credit Certificate Program in Biloxi, MS?
The Grant Map record states: Up to $2,000 annual tax credit. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Mississippi Mortgage Credit Certificate Program in Biloxi?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Mississippi Mortgage Credit Certificate Program in Biloxi, MS?
Confirm the application route directly with Mississippi Home Corporation; use the cited source on this page as a starting point or call (601) 718-4642. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Biloxi, MS
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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