Home Improvement Grants in Bellingham.

Browse cataloged grants, rebates, loans, and other assistance records for Bellingham, WA. Verify each program's current rules, service area, and status.

The Bellingham, WA directory shows 24 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Washington State Weatherization Assistance Program

Free weatherization services for income-qualified households in Whatcom County including insulation, air sealing, furnac...

Weatherization
Forgivable loan up to $35,000

Bellingham Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to owner-occupied homes in Bellingham city limits. Loan is forgiven a...

Home Repair
Grant up to $10,000

Bellingham Emergency Home Repair Grant

Grant for urgent health and safety repairs to owner-occupied homes in Bellingham for households at or below 50% AMI. Add...

Emergency
Grant up to $15,000

Bellingham ADA Home Modification Program

Grant for accessibility modifications to owner-occupied homes in Bellingham for households with a disabled resident. Cov...

Seniors & Disability
Up to $1,500 rebate

Puget Sound Energy Heat Pump Rebate

Rebate for qualifying ductless or ducted heat pumps installed in PSE electric service territory. Includes air-source and...

Weatherization
Up to $800 rebate

PSE Heating & Cooling Efficiency Rebates

Rebates for high-efficiency gas furnaces, boilers, and water heaters for PSE natural gas customers in Bellingham. Rebate...

Weatherization
Up to $2,500 rebate

PSE Home Insulation & Air Sealing Rebate

Rebate for home insulation upgrades and air sealing measures for PSE electric or gas customers. Requires pre- and post-i...

Weatherization
Free weatherization up to $6,000 value

PSE Income-Qualified Weatherization

Free comprehensive weatherization services for income-qualified PSE customers, including insulation, air sealing, window...

Energy
Up to $4,000 rebate

PSE Solar Rebate Program

Rebate for residential solar panel installations in PSE electric service territory. Rebate is $0.40 per watt up to 10 kW...

Solar/Renewable
Low-interest loan up to $15,000

Bellingham Water/Sewer Side Sewer Loan Program

Low-interest loan program for repair or replacement of private side sewer lines connecting to the city sewer main. Loan ...

Home Repair
Up to $5,000 grant

Whatcom County Senior Home Repair Program

Grant program for minor home repairs and safety improvements for senior homeowners age 60+ in Whatcom County with income...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal loan and grant program for very low-income homeowners in eligible rural areas near Bellingham to repair, improve...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...

Veterans
100% sales tax exemption

Washington Solar Energy System Sales Tax Exemption

Sales and use tax exemption for residential and commercial solar energy systems installed in Washington State. Exempts s...

Solar/Renewable
30% of total solar cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing solar panels and battery storage on a residential property. Cr...

Solar/Renewable
Free lead hazard assessment and remediation

Washington State Lead-Based Paint Program

State-funded lead hazard reduction program for homes built before 1978 with children under age 6 or pregnant women. Prov...

Home Repair
Loan up to $40,000

Bellingham Seismic Retrofit Loan Program

Low-interest loan program for seismic retrofits to homes at risk in earthquake-prone areas of Bellingham. Covers foundat...

Disaster
Property tax exemption varies by income

Washington State Senior Citizen & Disabled Property Tax Exemption

Property tax exemption for senior citizens 61+ or disabled individuals with limited income in Whatcom County. Exempts al...

Property Tax Relief
Forgivable loan up to $50,000

Washington State HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by Washington State for substantial rehabilitation of ow...

Home Repair

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Local help in Bellingham, WA

Organizations that help Bellingham homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Bellingham, WA?

The directory includes 21 possible-program records associated with Bellingham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Bellingham classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 4 as rebates in Bellingham. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Bellingham?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.