USDA Section 504 Home Repair Loans & Grants
USDA Rural Development
About This Program
The Grant Map catalogs USDA Section 504 Home Repair Loans & Grants in its Akron, OH research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
USDA Section 504 provides 1% interest loans up to $40,000 and grants up to $10,000 (for homeowners 62+) to repair homes in USDA-eligible rural areas. Must be very-low-income (below 50% AMI). Some Summit County areas may qualify.
Property must be in USDA-eligible rural area; check eligibility map
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
This is a national program. You can also review these local programs in Akron, OH; confirm separately whether they can coordinate:
Key Details
- Loans at 1% interest up to $40,000 (20-year term)
- Grants up to $10,000 for homeowners 62+
- Must be below 50% of area median income
- Property must be in USDA-eligible rural area
- Ohio USDA office: 614-255-2400
How to Apply
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Track this programProgram phone: 614-255-2400
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You may need a contractor or estimate
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Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, apply at local USDA Rural Development office
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Frequently asked questions
What audience tags are recorded for USDA Section 504 Home Repair Loans & Grants in Akron?
The directory record carries audience tags for homeowners. It also carries a low-income tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for USDA Section 504 Home Repair Loans & Grants in Akron, OH?
Confirm the application route directly with USDA Rural Development; use the cited source on this page as a starting point or call 614-255-2400. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
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More ways to save on this project
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